The IA Tokens concept is a form of real estate tokenization and will be released via a process of Initial Coin Offering or ICO on the Ethereum network and will be ERC- compatible.

Funds raised from this ICO will be used to develop the IAT blockchain and assets will be acquired to form the initial bulk of properties in the IAT ecosystem. The asset management will be undertaken by our existing management company that is currently operational.

The NIAT will be the local token equivalent of the IA Tokens. It will reside within each individual real estate market and is pegged against the country’s native currency. As such, each country will have its own NIAT.

It will not be minted on its own and can only be purchased using IA Tokens. This is to ensure that end users are not being exposed to the volatility of the cryptocurrency markets.

Despite the potential profits of real estate market, buyers find numerous problems and limitations regarding real estate. IAT, to maximize benefits and minimize losses people might incur, aims to solve problems such as:

• All Round Transactional Costs
• Integrity and Security
• Transparency of Transfer
• Time and Costs Savings
• Restriction to Foreign Investors

IAT aims to make property investment easily available to the masses by eliminating the traditional barriers which we have mentioned above through the digitization of assets.

Utilizing smart contracts, terms of the transaction such as sale price, rental rate and commission will be pre-agreed and is immutable until the completion of the transaction.

IAT’s differentiating factor is that the target markets that we are focusing on are the developing countries with emerging real estate industry displaying high rental returns and high potential capital growth.

However, the all-around costs of a property transaction from the buying to eventually selling it will cost the asset owner between 17% to 24%. With IAT, we will be able to drastically reduce that all-around costs and benefit the asset owner by increasing their overall returns.

We are also looking to reduce the costs of leasing for asset owners where more traditional channels like Airbnb are taking as high as 20% margin from them.

The IAT ecosystem aims to target the various areas of the real estate market. As such, the platform will be providing and supporting the following utilities:

• Rental Payment
• Partner Merchants
• Purchase of Assets
• Payment for Asset Management Services
• Payment for Furnishing
• Payment for Tax Advisory and Services
• Payment for Legal Services
• Payment for Agent/Broker Commission
• Listing of Assets for Sale or Rent
• Receiving Rental/Sale Proceeds
• Receiving commission for Agents/Brokers

For more information, you may view our White Paper at www.iatokens.com

You can make a payment with BTC, ETH or in USD by wire transfer (wire transfer option available only for payments starting at US$10,000). We do not charge any fees on payments. However, third-party payment processors may charge some fees.

When paying in USD, the wire transfer fee and its speed will depend on your bank. All fees charged by financial institutions in connection with wire transfers are paid by the prospective IA token holders.

When paying in BTC or ETH, transaction fee is charged by the relevant blockchain infrastructure. You set the transaction fee amount, and the transaction speed is determined by the network availability and the fee amount you set. Please read more about the transactions in the currency you’re going to use in order to avoid confusion and complications, before participating in the ICO.

Maximum supply of IA Tokens to be sold is 2,000,000,000.

Maximum total supply is 5,000,000,000 IA Tokens, not factoring the tokens that will be burned at the end of the ICO.

Price of IA Tokens will be pegged to US$0.01 per token. Price of 1 ETH will be taken 1 day before the start of the ICO and will be then applied to all participants.

If you are not familiar with Ethereum or cryptocurrencies in general, these are the basic instructions on how to set up a working Eth wallet:

1. Go to www.myetherwallet.com, set the password and click Create New Wallet. IMPORTANT: think up a password that you will not forget - it will be impossible to restore it! Write it down and keep it in a safe place. If it is a question of large sums, instructions on access can be stored in a banking cell.
2. In the next step, you will need to keep your secret key encrypted. This is the same as the key to the safe but in electronic form. Its presence + password is one of the ways to gain access to your wallet and funds, which are on blockchain. Click "Download Keystore File" and save it on your device. Keep this file in a safe place, preferably on an offline medium, and make a backup copy;
3. Click ”I Understand. Continue”;
4. At this stage, you will be given your private key in an unencrypted form. This means that having it, an attacker can get access to your wallet. Therefore, it is recommended to print this key and store it in a safe place (for example, a banking cell). Then click "Save Your Address";
5. The final step is to find out your wallet address. For this you can:
• Select the option "Keystore File (UTC / JSON)", specify the path to the encrypted file (from step 2) and enter the password invented in step 1. If everything is correct, you will be on the screen of your wallet, you will see its address and balance.
• Select Private Key. Here you will have to enter your unencrypted private address and password will not be required. This is a dangerous and unprotected way, the use of which we do not recommend! This key must be stored in a secure offline store and used only as a last resort.

After you have a wallet, to buy ether on exchanges and markets you just need to specify its number and make a purchase (on each site its own way). The ether will be transferred there.

The minimum purchase will be set at 1 ETH for Pre-Sale, 5 ETH to qualify for bonuses. There will no cap set for maximum purchases at the moment.

There is no lockdown period at the moment but we may implement one dependent on the total contributions at the end of the Pre-Sale period. If implemented, it will apply to all contributors of the ICO.

Pre-Sale will commence in early April with the crowd sale subsequently starting in 15th of June.

IAT is an Ethereum-based ERC-20 token. Token holders can easily store and manage their IA tokens using existing Ethereum clients, including the official Ethereum wallet, Mist, or MyEtherWallet. You can send funds from exchanges, but later if you decide to withdraw tokens from the platform, you would need to indicate your private ETH address.

According to the legal advice and opinions we gathered during the preparation process, IA tokens do not fall under the notion of securities as per most legislation. The IA token is not designed to offer earnings and does not provide token holders with any ownership or other interest in IAT. Token holders are not entitled to any guaranteed form of dividends, revenue distributions, and voting rights.

We will be making contact with various exchanges to include IAT in their trades to ensure liquidity is maintained for the tokens.

The tokens will be distributed 14 days after the end of the ICO.

Due to legality reasons, we are unable to make any commitments on the growth of the value of the tokens. However, just a little information for your consideration:

Almost 70% of the hard cap raised and 69% of the reserved tokens held by the company will be used for asset acquisitions which will create the initial pool of assets for the platform.

Part of the remaining funds for continual growth of the company will also involve giving airdrops to agents/brokers and individual owners to accelerate the adoption and usage of the web portal where IA tokens holders will be utilizing their tokens either for purchase, renting or listing of assets.